Just received a denial letter based upon "late" application. They go on to ACKNOWLEDGE that they did indeed received my materials within the 60 days- but that the date "they use" is an internal one that precedes delivery AND the signing of papers by a full week! I cannot believe this! There is NO WAY I could have known about such a date nad is printed NO WHERE on my materials/closing papers! After 36 years of BMW's (over 17 vehicles and countless referrals) they end our relationship just like that! They must really be cutting back and I want nothing further to do with this marque. Geez!