I haven't found any other postings that have covered this subject. I was wondering if it was advisable to consider track insurance for the upcoming Oktoberfest Michelin driving school at Laguna Seca. I have registered for 2 days and I have never driven Laguna Seca. Most importantly I am a driving school novice.
One of those "it depends" kinda things.... if you have a fairly recent model, it might be well worth it to you just for peace of mind. Running a '93 325i w/ 275k on it... well, maybe not so much, but for peace of mind. I'm not so familiar with the track, have never driven it - sometimes the track layout might mean it's more worth it. You'll have an instructor sitting in the passenger seat coaching you for the bulk of, and most likely, all of your track sessions; at most BMW schools I've been to, major incidents of any kind are quite rare for novice groups. Your instructor is motivated at least as highly, if not even substantially more, as you are to avoid anything untoward happening in any way.
I would add that, generally, our novice students are rarely involved in any untoward incidents; it's the more advanced drivers who suddenly forget everything they've learned! That said, on-track insurance will certainly put your mind at ease, and I would never recommend NOT having it.
Insurance coverage for this event is available from Lockton with a discount for BMW CCA members. You can find the details here: http://locktonmotorsports.com/event/bmw-cca-oktoberfest/
