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Tire and Wheel Protection Updated

Discussion in 'Wheels & Tires' started by brian7588, Aug 25, 2019.

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    brian7588

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    Who are you guys using for Tire and Wheel Protection these days? I just bought a 2019 M240 and I know what is coming with tires and wheels, especially since the GF will be driving it.

    Thanks.
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    MGarrison

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    Are you talking some sort of insurance or damage coverage?
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    brian7588

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    MGarrison

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    Not something I've ever gotten either specifically & individually for wheels & tires, or added-on to standard car insurance - have never heard or even thought of specific insurance for wheel-damage coverage. So, afraid I can't be much help on sources there. Generally though have never suffered major or catastrophic rim damage either. For the more-recent runflat-era, to mitigate damage risk, I've tended to just buy a new set of 5 wheels (I prefer a square setup anyway with the same sizes at all 4 corners vs. BMW's common staggered setups - can rotate tires & wheels around that way & even out wear, plus it dials out some of the inherent understeer of their staggered setup), downsized to the smallest diameter that fits, lightest-weight, reasonably-priced wheel I can settle on that I also like the looks of. The E92 335is had 19's on it when I got it with pencil-thin sidewall rft's, so ditched those in favor of much lighter 17" Apex Arc-8's & Michelin non-rft A/S 3's. Those Michelins have a bead/rim protector lip molded into the tire, so as long as it's not some dumb stance fitment where the wheel's wider than the tire, the molded lip on a proper tire-wheel sizing helps protect the wheels from getting curbed, and, the altogether lighter unsprung wheel-tire weight allows the suspension to work better & more responsively, combined with just that much more sidewall, and, with a more compliant sidewall than runflats (all of which helps street ride quality as well), helps to minimize the likelihood of suffering a blowout, rim damage, or bent rim lips. But, I forego the runflat benefit with its ability to keep rolling at reduced speed (at least as long as the sidewall's intact, anyway), so, I tote along a scissor jack, BMW mini-spare, etc., which consumes some trunk space, although that's not much of an issue for my usage of that car - however, I also don't have any problem swapping out a flat if needed. Same route w/ the X1, went from 18's to 17's, ditched the runflats, and tote a spare. However, with a new car & new tires, presumably it would be preferable to live out the first 19-20k until the rears are done (assuming staggered) & then consider whether different wheel/tire options are in order.

    As for insurance-type damage coverage, I wonder if something added to your existing policy, agreed-value or not, might be possible or better than something separate from any other place that might offer such coverage. Of course there's not much you can do about local road conditions, whatever they might be, although hopefully there's a chance you could persuade your gf not to drive your new car as if it were a Sherman tank! ;)

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