I currently lease a 2021 X3M40i with only 2,800 miles. My residual is $34,000 + 2,900 tax. SUV is nicely optioned. I’m concerned about the extended warranty. The gold at the dealer that all BMW warranties are third part. But BMW puts their name on it. I have found a company and want to know if anyone has had a good or bad experience with them . Company name is Endurance. With interest rates so high I looking to save where I can. I can afford to pay cash $37,000. But I’d much rather keep my cash invested working for me.