Can anyone give me some legal advise, for SC? I'm trying to determine an accurate value. The insurance company at fault is really jacking me around. It is claimed to be a total loss. Police report found other totally at fault, the insurance company wants me to assume 20% responsibility. Basically I told them they are high on dope, in the nicest way. Note the Honda and the driver in the background; they took an illegal left turn, over double yellow, and over a turn lane for my side of traffic, then failed to yield, just to turn into a check cashing establishment. I've been pulling together resorces, Ebay has the same exact car up on auction now, and I have found several others like it for sale, one on Hemmings. I also have a reciept for what I paid for the car, reciepts for new top, Bilsteins, HR springs, timing belt service, new tires, labor, etc... most done in the last year +/-. The rest of the car is an original 115k car with great paint, body and good interior, miles supported by a CarFax. My real issue is that they faxed me "their offer", which they want me to assume 20% fault, when I am 0% fault. They told me that's their offer, take it or leave it. They want me to sign it and fax it back. There is NO dollar amount mentioned. Well, Im not signing anything without a dollar amount, and Im not agreeing to this because Im 0% at fault, as stated by myself, the witness, and on the police report. They tried to explain to me that I didn't apply brakes. I did apply brakes, so much so that the brake lights are stuck on, and I had to disconnect the battery to turn them off; I stated this fact to them. Then when that theory backfired on the adjustor, they said I was traveling faster than the 25 mph, which to them explains why the other car spun around. Fact is, I was traveling the speed that I stated, and the other car wasn't standing still when it crossed in front of me. I acually pulled up videos showing a controlled 25 mph t-bone on youtube showing what carnage follows that kind of impact, on a still car. http://www.youtube.com/watch?v=LwdNa5Dc0Jo http://www.youtube.com/watch?v=VeKWQAccJEQ&feature=relmfu http://www.youtube.com/watch?v=8e8TpsUU4GY&feature=relmfu This experience could have been so much easier on both. This is such a small claim, in the scheme of things. Property damage is my biggest concern. Medical bills I paid for out of pocket, they are very low so far. This is just so taxing on me personally, and it's been dragging on for almost a month now; just over property damage. I have done all the leg work for the other insurance company or it would have gotten this far. Any help, or advise is greatly appreciated.