Bmwcca Credit Card Interest Rates Raised For All!!! Cancel accounts in protest. Is anyone else disapointed by the letter Partners First ( BMWCCA Credit Card) sent notifying us the rates for everyone are being raised because of increasing costs in doing business? Give me a break! They fooled everyone into getting their card with attractive rates and a year after we are being hit with rate increases. My credit is great, I never made a late payment, why are they tring to ripp me off. The options they give us is to either close the account to keep the current interest rate or be forced to accept the new higher rate. We should all close our accounts to teach them a lesson and show them we are not idiots.