My 2013, yes 3 years young, with 75,000 miles, yes 25k out of warranty has a lower engine noise and metal in the oil filter. My dealer, BMW of Westmont IL, told me originally BMW wanted me to pay $9,600 of the $23,000 repair because they checked my records and found all service was performed on time so this catastrophic engine failure was "no fault of my own". $9,600 for no fault of my own sounded unfair so I objected and after several days, the offer was reduced to $5,600. I don't think I should pay a dime for the manufacturers admitted failure. The system is rigged so the consumer can't talk to anyone beyond an 800 number, but I want to discuss brand integrity with an E level employee at BMW North America before I tear into social media or contact The Voss Law Firm.