FYI . . . . I'm not sure why BMWCCA just sent me a postcard letting me know that my membership was coming due (in 2+ months) - instead of an invoice (with term options) like everyone else - I guess you prefer online renewals? BTW . . . . Some "clubs" get more "Life" members by offering a generous payment plan option (& possibly occasionally - a substantial "limited time" discount) . . . . Best.